• Delta Dental:
  • Two DHMO plans – Standard and High
  • If selecting a DHMO plan, you must select a dental provider for you and/or each of your family members at the time of enrollment
  • Two PPO plans – Standard and High
  • PPO plans provide access to a nationwide network
• UHC (This benefits is not offered to employees represented by Fraternal Order of Police (FOP)):
  • Two DHMO plans – Standard and High
  • If selecting a DHMO plan, you may select a dental provider for you and/or each of your family members prior to scheduling an appointment
  • Two PPO plans – Standard and High
  • PPO plans provide access to a nationwide network

• In-network - any available frame at provider location: $0 co-pay; $180 allowance
• In-network - contact lenses conventional and disposable: $0 co-pay; $150 allowance
• Out-of-network providers reimburse up to the allowable amount
• 102,000 independent and retail providers nationwide including LensCrafters, Pearle Vision, Target Optical, America’s Best, and Sears Optical
• On-line in-network options including LensCrafters.com, TargetOptical.com, Ray-Ban.com, Glassess.com and ContactsDirect.com

• Two daily coverage levels will be offered to part-time employees and dependent(s): $50/day and $150/day

• ICU confinement, in-patient hospital confinement and rehab facility confinement (only offered on accidental injuries) are covered

• ARAG:
  • Services currently provided under the SeniorAdvocate plan are now being provided under the legal plan at no additional cost
  • Complex Wills paid-in-full in-network with no hour limit
  • General in-office services paid-in-full up to 4 hours per family per year
  • Unlimited telephonic consultation
  • Care giving services provided to you to assist you with your parents and grandparents
  • Out-of-network access to attorney of your choice
• Hyatt Legal (MetLaw) (This benefits is not offered to employees represented by United Teachers of Dade (UTD)):
  • Services currently provided under the Senior Plan are now being provided under the legal plan at no additional cost
  • Complex Wills paid-in-full in-network
  • General in-office services paid-in-full
  • Unlimited telephonic consultation
  • Elder Law coverage that covers counseling over the phone or in-office on any personal issues relating to your parent(s) as they affect you
  • Out-of-network access to attorney of your choice

• Advanced identity monitoring

• Credit report and score – annual access to your 1-bureau credit report and score

• Full-service identity restoration – up to $2 million Identity Theft Insurance

• High-risk transaction monitoring

• Dark Web monitoring

• Base coverage provided by Miami-Dade County Public Schools at no cost to you
  • 60 percent of your eligible earnings, up to a maximum benefit of $500 per week: 30 days for accidental . Plan minimum $25 per week.
  • Benefits under this plan are paid up to 22 weeks after a 30 calendar day elimination period.
• Buy-up coverage you can purchase, paid for by you
  • 60 percent of your eligible earnings, up to a maximum benefit of $1000 per week. Plan minimum $25 per week.
  • Benefits under this plan are paid up to 24 weeks after a 15 calendar day elimination period.

• 60% of your eligible earnings, up to a maximum benefit of $7,500 per month. Plan minimum per month: The greater of $100 or 10 percent of the Long Term Disability benefit.
• Benefits under this plan may continue during disability until age 67, depending on your age at the time of disability, after a 180 calendar day elimination period.

Medical FSA

• Annual contribution limit for Medical FSA has increase to $2,750 (formerly $2,700)
• Consider the ‘Use it or Lose it Rule’ - It is important to be conservative in making elections because unused funds left in your account at the close of the Plan Year are not refund­able to you.
• Your total annual election for Medical FSA is available for reimbursement at the start of the Plan Year.

Dependent Care FSA

•   Medical expenses for your dependent(s) are not eligible for reimbursement under the Dependent Care FSA.
• The dependent care expenses provided during a calendar year cannot exceed $5,000. In the case of a separate return by a married individual, the limit is $2,500. This amount may be less if the employee’s earned income or spouse’s earned income is less than $5,000.
• The Dependent Care FSA allows you to use pretax dollars to pay for eligible expenses related to care for your child, disabled spouse, elderly parent, or other dependent who is physically or mentally incapable of self-care.
• Consider the ‘Use it or Lose it Rule’ - It is important to be conservative in making elections because unused funds left in your account at the close of the Plan Year are not refund­able to you.

• Subject to age reduction at age 65 (65%) and at age 70 (50%) of the original benefit amount
• Face-to-face Will preparation
• Funeral planning services
• Face-to-face grief counseling
• Face-to-face estate resolution services
• You can receive up to 50% of your life insurance proceeds in the event that you become terminally ill and are diagnosed with less than 6 months to live

• Benefits in the event of a covered accident, which results in loss of life, limbs, use of limbs, eyesight, hearing or speech

• Subject to age reduction at age 65 (65%) and at age 70 (50%) of the original benefit amount